Spanish Tax for UK Expats
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1
Tax residenceWhen Spain can tax you, and what happens if both countries think they can.
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2
Income taxThe two income baskets, the rates for each, and why it matters how you draw your pension.
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3
Pensions and investmentsWhere your UK pension is taxed, plus the rules for QROPS, rental income and life policies.
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4
Capital gainsSelling, gifting and leaving Spain, including the main home exemption and exit tax.
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5
Wealth taxHow much is taxed each year, and how much this varies by region.
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6
Succession taxWho pays when you leave money to a partner, children or someone else.
General information only. This guide does not constitute personal tax, legal or financial advice for your circumstances. Spain and UK rules change, and this guide reflects our understanding of the position under current rules, as at October 2026. Please get independent advice that takes account of your own situation before acting on anything in it.
The value of investments and any income from them can fall as well as rise, and you may get back less than you invested.
Expats Pension Review is part of JT Wealth, regulated by the Financial Conduct Authority (FCA) in the UK, the Autoridade de Supervisão de Seguros e Fundos de Pensões (ASF) in Portugal and the Malta Financial Services Authority (MFSA), among other jurisdictions. See our Regulations page for details.
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